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Money & ATM Scams in Koh Tao, Thailand
Card skimming, currency exchange fraud, dynamic currency conversion, and cash cons. Below are the money & atm scams scams reported in Koh Tao — how they work and how to avoid them.
For broader context, compare this scam type with nearby destinations like Lombok, Palawan, and Mandalay.
Last updated: April 2, 2026
1
Money & ATM Scams Scams
10
Total in Koh Tao
How it works
Money changers at the main ferry jetty offer rates far worse than banks or legitimate exchange offices, sometimes showing a good rate verbally then applying hidden fees or delivering short amounts of baht after the transaction.
See all scams in Koh Tao
10 total warnings across all categories