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Money & ATM Scams in Krakow, Poland

Card skimming, currency exchange fraud, dynamic currency conversion, and cash cons. Below are the money & atm scams scams reported in Krakow — how they work and how to avoid them.

For broader context, compare this scam type with nearby destinations like Barcelona, Prague, and Mykonos.

Last updated: April 2, 2026

2

Money & ATM Scams Scams

12

Total in Krakow

How it works

Krakow has two distinct ATM threats: standalone machines in Old Town tourist zones operated by FX chains (Euronet being the most noted) that offer to charge in your home currency at rates 10–15% worse than your bank would apply — a practice called Dynamic Currency Conversion (DCC). A second threat involves individuals loitering near ATMs on Szewska Street and around the Main Square who offer to "help" tourists avoid fees, then use handheld card skimmers to steal card data while observing the PIN.

How it works

Exchange bureaus around the Main Square display competitive rates but shortchange tourists by miscounting notes, particularly when dealing with large denominations.

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12 total warnings across all categories

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