What is the "ATM Dynamic Currency Conversion" scam in Lefkada?

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ATMs in Lefkada Town and Nidri routinely prompt tourists to pay in their home currency rather than euros, applying an unfavourable exchange rate that benefits the ATM operator. This dynamic currency conversion (DCC) can add 3–7% to each withdrawal and is often the default highlighted option on screen. Always select to pay in euros when an ATM asks which currency you prefer. Decline DCC every time. Use ATMs inside bank branches such as Alpha Bank or Eurobank on the main street in Lefkada Town rather than standalone tourist-area machines.

Money & ATM Scams in Lefkada

ATM Dynamic Currency Conversion

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