Question 1

What is the "ATM Skimming Near Mall of Asia" scam in Manila?

Accepted Answer

ATM skimming devices are placed at machines in tourist areas including Mall of Asia, Intramuros, and near major hotels. Card data is captured and used to clone cards within hours. Use ATMs inside bank branches or inside well-secured mall areas with security guards. Shield your PIN entry. Consider withdrawing larger sums less frequently to minimize ATM use. Use contactless payment where accepted.

Question 2

What is the "Street Money Changer Shortchange" scam in Manila?

Accepted Answer

Unlicensed money changers operating near tourist areas perform sleight-of-hand to shortchange visitors during currency exchanges. Common techniques include miscounting bills by folding two together, switching currency for a lower denomination mid-count, or using a rigged calculator that shows a false total. Tourists who count their money after walking away have no recourse. Use only DOT-accredited money changers inside shopping malls such as SM Malls or Ayala Malls, or exchange at your hotel front desk. Count every bill before walking away from the exchange counter, ideally in full view of the exchanger. Never exchange money on the street regardless of the rate offered.

Question 3

What is the "ATM Card Skimming" scam in Manila?

Accepted Answer

Skimming devices are installed on ATMs in tourist-heavy areas of Manila, including Makati and the airport strip. A small camera or overlay captures card details and PINs, which are later used to clone the card and drain the account. Use ATMs inside bank branches during business hours rather than standalone street machines. Cover the keypad with your hand when entering your PIN. Check your card for any loose overlay on the card slot before inserting. Set up SMS alerts for all card transactions.

Money & ATM Scams in Manila

ATM Skimming Near Mall of Asia

Street Money Changer Shortchange

ATM Card Skimming

Experienced a scam here?