Question 1

What is the "ATM Skimming and Card Cloning" scam in Roatan?

Accepted Answer

Standalone ATMs in Roatan and across the Bay Islands have been reported with card skimming devices that clone debit and credit card data. Fraudulent withdrawals from cloned cards are typically processed hours or days after the victim has left the island, making it difficult to identify the compromised machine. The UK government and Australian Smartraveller advisory both specifically flag ATM tampering as a concern in the Bay Islands. Use ATMs located inside bank branches (Banco Atlántida and BAC Credomatic in Coxen Hole) rather than standalone machines on the street or inside convenience stores. Cover the keypad when entering your PIN. Check your card statements daily during and after your visit and notify your bank before traveling.

Question 2

What is the "Short-Changing in Honduran Lempira" scam in Roatan?

Accepted Answer

Vendors and smaller shops in tourist areas of Roatan short-change tourists who are unfamiliar with Honduran lempira denominations. The practice is particularly common in West End bars and smaller souvenir shops where transactions are conducted quickly in dim lighting. Familiarize yourself with Honduran lempira notes before arriving. Count change carefully at the counter before walking away. Keep small denomination notes available to avoid large-note transactions in small shops.

Money & ATM Scams in Roatan

ATM Skimming and Card Cloning

Short-Changing in Honduran Lempira

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