What is the "ATM Fee Gouging at General Luna" scam in Siargao?

Question

Accepted Answer

The only ATMs in Siargao are concentrated in General Luna town, and most levy withdrawal fees of 200-350 PHP on top of your home bank charges. Machines from local rural banks frequently run out of cash on weekends when surfer crowds peak. Some shops near Cloud 9 claim card machines are broken to push cash payments after quoting prices. Withdraw larger amounts in one transaction to minimize per-withdrawal fees. Bring sufficient pesos from Surigao City or Cebu before arriving on the island. Keep a cash reserve for the weekend rush.

Money & ATM Scams in Siargao

ATM Fee Gouging at General Luna

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