Question 1

What is the "ATM Card Skimming and PIN Capture" scam in Valparaíso?

Accepted Answer

Criminals install skimming devices on ATM card readers or cover keypads to capture PIN entry in Valparaíso and across Chile. The Canadian Government warns specifically about ATMs with irregular or unusual features on their card slots. A second common tactic involves criminals stationed nearby who observe PIN entry over the shoulder (shoulder surfing), then use distraction or theft to obtain the card. The US State Department warns that credit card fraud is common and that cards should never be charged outside the owner's view. Use ATMs inside bank branches during business hours rather than street-facing machines. Shield the keypad with your free hand when entering your PIN. Check the card slot for loose or unusual attachments before inserting your card. Review your account statements daily while traveling.

Question 2

What is the "Short-Changing in Chilean Pesos" scam in Valparaíso?

Accepted Answer

Some vendors and smaller establishments in tourist areas short-change tourists unfamiliar with Chilean peso denominations. Chilean banknotes in high denominations (CLP 1,000, 2,000, 5,000, 10,000) can be confused by visitors, and some cashiers exploit this by returning change for a lower bill than was tendered, or by palming a note during the counting process. Familiarize yourself with Chilean banknote colors and sizes before spending. Count change immediately and in full view before leaving the counter. At markets and small vendors, pay with the closest denomination possible to avoid complex change transactions.

Money & ATM Scams in Valparaíso

ATM Card Skimming and PIN Capture

Short-Changing in Chilean Pesos

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