Money & ATM Scams in Accra, Ghana
Card skimming, currency exchange fraud, dynamic currency conversion, and cash cons. Below are the money & atm scams scams reported in Accra — how they work and how to avoid them.
For broader context, compare this scam type with nearby destinations like Johannesburg, Nairobi, and Arusha.
Last updated: April 2, 2026
2
Money & ATM Scams Scams
11
Total in Accra
How it works
Skimming devices are fitted to ATMs in busy commercial areas of Accra, capturing card data and PINs from unsuspecting tourists and locals alike. Machines in poorly lit or isolated spots — including some near Makola Market and along Ring Road — are most frequently targeted. Victims typically only discover the fraud days later when unauthorized withdrawals appear on statements. Card data is often sold on and used for overseas transactions, making recovery difficult.
How it works
Street-level money changers near high-tourist areas in Osu and the central market offer competitive rates but use sleight of hand to shortchange tourists when counting large amounts of cedis.
See all scams in Accra
11 total warnings across all categories