Question 1

What is the "Unofficial Money Changer Shortchange" scam in Accra?

Accepted Answer

Street-level money changers near high-tourist areas in Osu and the central market offer competitive rates but use sleight of hand to shortchange tourists when counting large amounts of cedis. Exchange money only at Forex bureaus licensed by the Bank of Ghana. Count all notes before leaving the counter.

Question 2

What is the "ATM Skimming and Card Cloning" scam in Accra?

Accepted Answer

Skimming devices are fitted to ATMs in busy commercial areas of Accra, capturing card data and PINs from unsuspecting tourists and locals alike. Machines in poorly lit or isolated spots — including some near Makola Market and along Ring Road — are most frequently targeted. Victims typically only discover the fraud days later when unauthorized withdrawals appear on statements. Card data is often sold on and used for overseas transactions, making recovery difficult. Use ATMs inside bank branches or hotel lobbies during staffed hours rather than standalone street machines. Shield the keypad with your hand when entering your PIN, and inspect the card slot for any loose or unusual attachments before inserting your card. Notify your bank immediately if anything looks off, and prefer withdrawing larger sums less frequently to minimize exposure.

Money & ATM Scams in Accra

Unofficial Money Changer Shortchange

ATM Skimming and Card Cloning

Experienced a scam here?