Money & ATM Scams in Bali, Indonesia
Card skimming, currency exchange fraud, dynamic currency conversion, and cash cons. Below are the money & atm scams scams reported in Bali — how they work and how to avoid them.
For broader context, compare this scam type with nearby destinations like Lombok, Palawan, and Mandalay.
Last updated: April 2, 2026
3
Money & ATM Scams Scams
15
Total in Bali
How it works
Unofficial money changers in Kuta and tourist areas offer rates better than banks, but use sleight of hand to shortchange tourists. They may count notes quickly, fold bills, or use distracting chatter to palm money.
How it works
Unauthorised money changers in Ubud and Kuta display attractive exchange rates on large boards. The cashier counts notes back in a fast, confusing bundle while palming several notes, resulting in less money than the displayed rate should give. A hidden "service fee" is sometimes added after the fact.
How it works
Unauthorised money changers in Ubud and Kuta display excellent exchange rates on large boards to attract tourists. The cashier counts notes quickly in a confusing bundle, palming several notes, resulting in significantly less money than the displayed rate should yield. A service fee is sometimes added after the count.
See all scams in Bali
15 total warnings across all categories