Question 1

What is the "Money Changer Short Count" scam in Bali?

Accepted Answer

Unauthorised money changers in Ubud and Kuta display excellent exchange rates on large boards to attract tourists. The cashier counts notes quickly in a confusing bundle, palming several notes, resulting in significantly less money than the displayed rate should yield. A service fee is sometimes added after the count. Use only Bank Indonesia-licensed money changers displaying the official "Authorized Money Changer" sign, or use ATMs. Count every note yourself slowly before leaving the counter. If the cashier rushes you, restart your count from scratch.

Question 2

What is the "ATM Card Skimming" scam in Bali?

Accepted Answer

Criminals attach card-reading skimmer devices to ATM machines in tourist areas and install hidden cameras to capture PINs. Cloned card data is later used for unauthorized withdrawals. The Australian government Smartraveller advisory has specifically warned about this in Bali. Skimmers are most common on standalone ATMs in convenience stores, beach-side kiosks, and street ATMs around Kuta and Legian. Use ATMs physically attached to a bank branch during opening hours. Cover the keypad with your hand when entering your PIN. Avoid ATMs with unusual attachments around the card slot or PIN pad. Use a low-balance travel card for daily spending.

Money & ATM Scams in Bali

Money Changer Short Count

ATM Card Skimming

Experienced a scam here?