Question 1

What is the "ATM Skimming and Card Cloning" scam in Makarska?

Accepted Answer

Standalone ATMs and less-supervised bank machines near the Makarska waterfront and bus station area have been targeted with card skimming devices. Criminals attach a thin overlay to the card slot and a miniature camera near the PIN pad to capture card data and PINs. Victims typically only discover the fraud days later when unauthorized withdrawals appear on their account statements. Use ATMs inside bank branch lobbies during opening hours and inspect the card slot before inserting your card. Cover the keypad with your other hand when entering your PIN. Enable real-time transaction alerts on your bank account and keep a daily withdrawal limit active.

Question 2

What is the "Currency Exchange Short-Change" scam in Makarska?

Accepted Answer

Private exchange offices on the Makarska Riva and near the bus station sometimes short-change tourists by counting notes quickly and returning less than the agreed amount. The tactic relies on tourists being unfamiliar with the local currency and reluctant to recount in front of the cashier. The difference is typically small enough that many tourists only notice later, if at all. Count all notes at the window before leaving and do not let the cashier rush you. Use the exchange bureau inside the main bank branches on Kralja Petra Kresimira IV street rather than kiosk-style booths. Check the posted rate versus what is typed into the calculator shown to you.

Money & ATM Scams in Makarska

ATM Skimming and Card Cloning

Currency Exchange Short-Change

Experienced a scam here?