Question 1

What is the "ATM Skimming" scam in Koh Chang?

Accepted Answer

ATMs in the tourist zones of Koh Chang, particularly standalone units near convenience stores at White Sand Beach and Klong Prao, have been targeted with skimming devices. Because the island has limited banking infrastructure, tourists are often forced to use less-secure machines, increasing their exposure. Unauthorized withdrawals may not appear until after departure. Use ATMs inside the islands bank branches (Kasikorn and Bangkok Bank have branches near White Sand Beach) during daytime hours. Inspect the card slot and cover your PIN entry. Set low daily withdrawal limits on your travel card.

Question 2

What is the "Currency Exchange Shortchange at Beach Stalls" scam in Koh Chang?

Accepted Answer

Informal currency exchange stalls on White Sand Beach and around the ferry pier at Tha Dan Kao offer attractive rates on a signboard but use sleight of hand during counting or present banknotes folded together to appear as more than delivered. Tourists unfamiliar with Thai banknote denominations are the primary targets. The difference is typically THB 200–800 per transaction. Count notes carefully yourself before leaving the exchange window. Use ATMs or bank-affiliated exchange booths rather than street-level stalls. Know Thai banknote denominations before arriving — a THB 100 note can resemble THB 1,000 to unfamiliar eyes when folded.

Money & ATM Scams in Koh Chang

ATM Skimming

Currency Exchange Shortchange at Beach Stalls

Experienced a scam here?